Retro: July 2005 Net Worth Update

Retro: July 2005 Net Worth Update
We started to get into a good routine during July.  Both of our jobs have been fun, challenging, and going well overall.  We found a good church to join and have already begun to make some new friends.  Life is good.  This was the first full month of work for both of us too, since my ...

Retro: The Process of Purchasing Our Duplex Part 1

Conceptually I understand the process of buying a home, or in our case a duplex.  You review the available properties in your market, secure a bank loan, make an offer where both sides agree, then go to the closing table to finalize the purchase.  Easy, right?  In theory it is!  But in reality, there were a number ...

Retro: June 2005 Net Worth Update

Retro: June 2005 Net Worth Update
June was our first month in our new home apartment with our new jobs, our new budget, and our first paychecks!  Did I mention we bought a duplex last week too?  There were so many activities involved for each of those items above, in addition to getting settled in our new city, that we did ...

Retro: We Bought a Duplex

Last month I wrote about my thoughts on deciding to buy or rent in our new home city.  I am pleased to report that we found and purchased a duplex property!  I can’t begin to tell you how many properties we looked at during the last several weeks.  Our realtor did a great job and ...

Retro: May 2005 Net Worth Update

Retro: May 2005 Net Worth Update
Here is our first net worth statement.  Moving forward I plan to total up all our accounts on the very last day of each month and provide them in this format. At the top-level I intend to separate out Assets and Liabilities.  This provides the best overall financial snapshot at any given time.  I can quickly see how ...

Retro: Deciding to Buy or Rent

Retro: Deciding to Buy or Rent
  I’m at a crossroad right now and am trying to decide what the best course of action would be moving forward. I just graduated college last week. I’m about to start my brand new job. The questions now revolve around the housing situation moving into the future. We need a place to live! The ...

Retro: First Job After College

Growing up I always had a job.  I liked working.  But I probably liked the paycheck most.  I’ve worked as a concession stand cashier, dishwasher, data entry clerk, business analyst, camp counselor, tele-fundraiser, hospitality host, and more.  I started in elementary school too.  Honest!  But the more intriguing jobs came in middle school, high school, and eventually ...

Dreaming of Financial Independence

Dreaming of Financial Independence
Every journey begins with a single step.  This one started years ago for me, in college.  My life was not yet started in the traditional sense, but an idea took hold regarding personal finance, savings, and the plan for my future.  It was simple: I learned that I did not want to follow the traditional ...